:root {
  color-scheme: light;
  --page: #eef5f1;
  --page-deep: #e4efea;
  --surface: #ffffff;
  --surface-soft: #f7faf8;
  --ink: #102f36;
  --text: #38555c;
  --muted: #708287;
  --line: #d3dfda;
  --navy: #123f87;
  --blue: #209cde;
  --aqua: #22c7b8;
  --aqua-soft: #daf3ef;
  --gold-soft: #f3ecd3;
  --focus: #0b79b8;
  --shadow: 0 22px 55px rgba(34, 70, 62, .11);
  --shadow-small: 0 10px 28px rgba(34, 70, 62, .09);
  --content: 1240px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
}

body {
  margin: 0;
  overflow-x: hidden;
  background:
    radial-gradient(circle at 86% 8%, rgba(34, 199, 184, .11), transparent 31rem),
    radial-gradient(circle at 8% 28%, rgba(32, 156, 222, .06), transparent 28rem),
    var(--page);
  color: var(--ink);
  font-family: "Avenir Next", Avenir, "Segoe UI", Arial, sans-serif;
  line-height: 1.5;
  text-rendering: optimizeLegibility;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  color: inherit;
  font: inherit;
}

h1,
h2,
h3,
p {
  text-wrap: pretty;
}

a:focus-visible,
button:focus-visible,
input:focus-visible,
summary:focus-visible {
  outline: 3px solid var(--focus);
  outline-offset: 3px;
}

.skip-link {
  position: fixed;
  top: 10px;
  left: 10px;
  z-index: 100;
  padding: 10px 16px;
  border-radius: 8px;
  background: var(--ink);
  color: #fff;
  transform: translateY(-160%);
}

.skip-link:focus {
  transform: none;
}

.site-header {
  position: fixed;
  z-index: 20;
  top: 12px;
  left: 0;
  right: 0;
  padding-inline: 18px;
}

.nav-shell {
  width: min(100%, var(--content));
  min-height: 62px;
  margin-inline: auto;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 28px;
  padding: 8px 10px 8px 17px;
  border: 1px solid rgba(21, 70, 75, .1);
  border-radius: 15px;
  background: rgba(249, 252, 250, .9);
  box-shadow: var(--shadow-small);
  -webkit-backdrop-filter: blur(16px);
  backdrop-filter: blur(16px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--navy);
  white-space: nowrap;
}

.brand-icon,
.product-icon {
  object-fit: cover;
  border-radius: 21%;
  box-shadow: inset 0 0 0 1px rgba(16, 47, 54, .06);
}

.brand .brand-icon {
  width: 36px;
  height: 36px;
  flex: 0 0 36px;
}

.brand-name {
  font-size: 22px;
  font-weight: 800;
  letter-spacing: -1.15px;
  line-height: 1;
}

.desktop-nav {
  min-width: 0;
  display: flex;
  justify-content: center;
  gap: clamp(22px, 3vw, 42px);
  white-space: nowrap;
}

.desktop-nav a,
.mobile-menu a {
  color: var(--text);
  font-size: 13px;
  font-weight: 700;
}

.desktop-nav a {
  padding: 12px 2px;
  transition: color .2s ease;
}

.desktop-nav a:hover {
  color: var(--navy);
}

.button {
  min-height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 23px;
  border: 1px solid var(--navy);
  border-radius: 9px;
  background: var(--navy);
  color: #fff;
  box-shadow: 0 10px 24px rgba(18, 63, 135, .16);
  font-weight: 800;
  white-space: nowrap;
  cursor: pointer;
  transition: transform .2s ease, background .2s ease, box-shadow .2s ease;
}

.button:hover {
  background: #0f3371;
  box-shadow: 0 14px 30px rgba(18, 63, 135, .22);
  transform: translateY(-2px);
}

.button:active {
  transform: scale(.98);
}

.button-small {
  min-height: 40px;
  padding-inline: 19px;
  border-radius: 8px;
  font-size: 13px;
}

.button-secondary {
  border-color: var(--line);
  background: var(--surface);
  color: var(--ink);
  box-shadow: none;
}

.button-secondary:hover {
  border-color: #9eb6b1;
  background: var(--surface-soft);
  color: var(--ink);
  box-shadow: none;
}

.menu-button,
.mobile-menu {
  display: none;
}

.hero {
  width: min(100%, var(--content));
  min-height: 100dvh;
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(0, 1.04fr) minmax(420px, .96fr);
  align-items: center;
  gap: clamp(45px, 7vw, 100px);
  padding: 105px 28px 48px;
}

.hero-copy {
  min-width: 0;
}

.eyebrow,
.section-label {
  margin: 0 0 13px;
  color: #0f746f;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .13em;
  text-transform: uppercase;
}

.hero h1 {
  max-width: 600px;
  margin: 0;
  font-size: clamp(57px, 6.2vw, 88px);
  font-weight: 850;
  letter-spacing: -.06em;
  line-height: .93;
}

.hero h1 span {
  color: var(--blue);
}

.hero-lede {
  max-width: 540px;
  margin: 24px 0 0;
  color: var(--text);
  font-size: 17px;
}

.hero-actions {
  margin-top: 28px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.hero-facts {
  max-width: 610px;
  margin-top: 30px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: rgba(255, 255, 255, .68);
}

.hero-facts div {
  min-width: 0;
  padding: 16px;
  border-left: 1px solid var(--line);
}

.hero-facts div:first-child {
  border-left: 0;
}

.hero-facts small,
.hero-facts strong {
  display: block;
}

.hero-facts small {
  margin-bottom: 3px;
  color: var(--muted);
  font-size: 9px;
  font-weight: 700;
}

.hero-facts strong {
  font-size: 12px;
  line-height: 1.3;
}

.hero-visual {
  height: min(62dvh, 520px);
  min-height: 420px;
  margin: 0;
  display: grid;
  grid-template-rows: minmax(0, 1fr) auto;
  overflow: hidden;
  border: 8px solid #e3dabb;
  border-radius: 22px;
  background: var(--surface);
  box-shadow: var(--shadow);
}

.hero-visual > img {
  width: 100%;
  height: 100%;
  min-height: 0;
  object-fit: cover;
  object-position: 50% 27%;
}

.hero-visual figcaption {
  display: grid;
  grid-template-columns: 40px 1fr;
  align-items: center;
  gap: 12px;
  padding: 14px 17px;
  background: #fffef9;
}

.hero-visual figcaption img {
  width: 40px;
  height: 40px;
  border-radius: 9px;
}

.hero-visual figcaption strong,
.hero-visual figcaption span {
  display: block;
}

.hero-visual figcaption strong {
  font-size: 13px;
}

.hero-visual figcaption span {
  margin-top: 2px;
  color: var(--muted);
  font-size: 10px;
}

.principles {
  width: min(calc(100% - 56px), var(--content));
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 13px;
  background: rgba(255, 255, 255, .66);
  box-shadow: var(--shadow-small);
}

.principles article {
  padding: 24px 28px;
  border-left: 1px solid var(--line);
}

.principles article:first-child {
  border-left: 0;
}

.principles small {
  display: block;
  margin-bottom: 7px;
  color: var(--ink);
  font-size: 11px;
  font-weight: 850;
}

.principles p {
  margin: 0;
  color: var(--muted);
  font-size: 11px;
}

.section {
  width: min(100%, var(--content));
  margin-inline: auto;
  padding: 120px 28px 70px;
}

.section h2 {
  margin: 0;
  font-size: clamp(40px, 5vw, 67px);
  font-weight: 850;
  letter-spacing: -.055em;
  line-height: .98;
}

.section h3 {
  letter-spacing: -.025em;
}

.cost-section,
.flow-section,
.safety-section,
.support-section {
  display: grid;
  grid-template-columns: minmax(0, .88fr) minmax(430px, 1.12fr);
  align-items: start;
  gap: clamp(60px, 9vw, 125px);
}

.cost-copy,
.flow-copy,
.safety-copy,
.support-copy {
  position: sticky;
  top: 112px;
}

.cost-copy > p:not(.section-label),
.flow-copy > p:not(.section-label),
.safety-copy > p:not(.section-label),
.support-copy > p:not(.section-label) {
  max-width: 520px;
  margin: 20px 0 0;
  color: var(--muted);
  font-size: 14px;
}

.soft-note {
  max-width: 430px;
  margin-top: 28px;
  display: grid;
  gap: 4px;
  padding: 18px 20px;
  border: 1px solid #e1d7ad;
  border-radius: 11px;
  background: var(--gold-soft);
}

.soft-note strong {
  font-size: 12px;
}

.soft-note span {
  color: #68634f;
  font-size: 11px;
}

.offer-preview {
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: 13px;
  background: var(--surface);
  box-shadow: var(--shadow);
}

.preview-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 25px;
  padding: 21px 0;
  border-bottom: 1px solid var(--line);
}

.preview-main {
  padding-top: 0;
}

.preview-row span {
  color: var(--muted);
  font-size: 11px;
  font-weight: 700;
}

.preview-row strong {
  color: var(--navy);
  font-size: 16px;
  text-align: right;
}

.preview-summary {
  margin-top: 18px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--surface-soft);
}

.preview-summary div {
  min-width: 0;
  padding: 18px;
  border-left: 1px solid var(--line);
}

.preview-summary div:first-child {
  border-left: 0;
}

.preview-summary small,
.preview-summary strong {
  display: block;
}

.preview-summary small {
  margin-bottom: 8px;
  color: var(--muted);
  font-size: 9px;
}

.preview-summary strong {
  font-size: 13px;
  line-height: 1.25;
}

.offer-preview > p {
  margin: 18px 0 0;
  color: var(--muted);
  font-size: 9px;
}

.flow-section {
  padding-top: 150px;
}

.flow-cards {
  display: grid;
  gap: 13px;
}

.flow-cards article {
  padding: 28px 30px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--surface);
  box-shadow: var(--shadow-small);
}

.flow-cards span {
  color: #bf8a00;
  font-size: 10px;
  font-weight: 900;
}

.flow-cards h3 {
  margin: 10px 0 5px;
  font-size: 21px;
}

.flow-cards p {
  margin: 0;
  color: var(--muted);
  font-size: 12px;
}

.eligibility-section {
  padding-top: 120px;
}

.eligibility-shell {
  padding: 44px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background:
    radial-gradient(circle at 90% 0%, rgba(34, 199, 184, .08), transparent 18rem),
    var(--surface);
  box-shadow: var(--shadow-small);
}

.eligibility-shell > h2 {
  max-width: 720px;
  margin-bottom: 30px;
  font-size: clamp(38px, 4.5vw, 58px);
}

.eligibility-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--surface-soft);
}

.eligibility-grid article {
  min-width: 0;
  padding: 20px;
  border-left: 1px solid var(--line);
}

.eligibility-grid article:first-child {
  border-left: 0;
}

.eligibility-grid small,
.eligibility-grid strong {
  display: block;
}

.eligibility-grid small {
  margin-bottom: 8px;
  color: var(--muted);
  font-size: 9px;
}

.eligibility-grid strong {
  font-size: 13px;
}

.eligibility-grid p {
  margin: 8px 0 0;
  color: var(--muted);
  font-size: 10px;
}

.calm-section {
  display: grid;
  grid-template-columns: minmax(0, 1.7fr) minmax(300px, .7fr);
  gap: 15px;
  padding-top: 150px;
}

.calm-primary {
  min-height: 470px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: clamp(36px, 5vw, 62px);
  border-radius: 15px;
  background:
    radial-gradient(circle at 88% 15%, rgba(34, 199, 184, .42), transparent 16rem),
    linear-gradient(135deg, #0a514e, #0a3d3c);
  color: #f5fffd;
  box-shadow: var(--shadow);
}

.calm-primary .calm-brand {
  align-self: flex-start;
  margin-bottom: auto;
  padding: 6px 12px 6px 6px;
  border-radius: 11px;
  background: #fff;
}

.calm-primary .calm-brand .brand-icon {
  width: 38px;
  height: 38px;
  flex-basis: 38px;
}

.calm-primary h2 {
  max-width: 800px;
  font-size: clamp(42px, 5.2vw, 68px);
}

.calm-primary p {
  max-width: 680px;
  margin: 17px 0 0;
  color: #b8d4cf;
  font-size: 13px;
}

.calm-grid {
  display: grid;
  gap: 15px;
}

.calm-grid article {
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 27px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--surface);
  box-shadow: var(--shadow-small);
}

.calm-grid article:nth-child(2) {
  background: #f5eee0;
}

.calm-grid h3 {
  margin: 0 0 7px;
  font-size: 16px;
}

.calm-grid p {
  margin: 0;
  color: var(--muted);
  font-size: 10px;
}

.safety-section {
  padding-top: 160px;
}

.safety-image {
  height: 230px;
  margin: 30px 0 0;
  overflow: hidden;
  border-radius: 12px;
  box-shadow: var(--shadow-small);
}

.safety-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.safety-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 13px;
}

.safety-grid article {
  min-height: 205px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--surface);
  box-shadow: var(--shadow-small);
}

.safety-grid h3 {
  margin: 0 0 8px;
  font-size: 18px;
}

.safety-grid p {
  margin: 0;
  color: var(--muted);
  font-size: 11px;
}

.apply-section {
  margin-top: 110px;
  display: grid;
  grid-template-columns: minmax(0, .95fr) minmax(430px, 1.05fr);
  align-items: center;
  gap: 75px;
  padding: 52px;
  border: 1px solid #e3dcc0;
  border-radius: 14px;
  background:
    radial-gradient(circle at 82% 10%, rgba(255, 255, 255, .7), transparent 18rem),
    #f5f0df;
  box-shadow: var(--shadow-small);
}

.apply-copy {
  display: grid;
  grid-template-columns: 54px 1fr;
  align-items: start;
  gap: 18px;
}

.apply-copy > img {
  width: 54px;
  height: 54px;
  border-radius: 12px;
}

.apply-copy h2 {
  font-size: clamp(37px, 4.4vw, 56px);
}

.apply-copy p:not(.section-label) {
  margin: 13px 0 0;
  color: var(--muted);
  font-size: 12px;
}

.apply-form {
  min-width: 0;
}

.apply-form label {
  display: block;
  margin-bottom: 8px;
  color: var(--ink);
  font-size: 11px;
  font-weight: 800;
}

.form-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 9px;
}

.form-row input {
  width: 100%;
  min-height: 48px;
  padding: 0 15px;
  border: 1px solid #b8c7c2;
  border-radius: 9px;
  background: var(--surface);
  color: var(--ink);
}

.form-row input::placeholder {
  color: #6c7d82;
  opacity: 1;
}

.form-row input[aria-invalid="true"] {
  border-color: #b52235;
}

.apply-form > small {
  display: block;
  margin-top: 8px;
  color: var(--muted);
  font-size: 9px;
}

.apply-form .form-error {
  min-height: 1.3em;
  color: #9f1d30;
  font-weight: 700;
}

.support-section {
  margin-top: 110px;
  padding: 58px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: var(--surface);
  box-shadow: var(--shadow-small);
}

.support-copy,
.support-list {
  position: static;
}

.support-list {
  border-top: 1px solid var(--line);
}

.support-list article {
  display: grid;
  grid-template-columns: minmax(145px, .65fr) 1.35fr;
  gap: 25px;
  padding: 20px 0;
  border-bottom: 1px solid var(--line);
}

.support-list article:last-child {
  border-bottom: 0;
}

.support-list strong {
  font-size: 12px;
}

.support-list span {
  color: var(--muted);
  font-size: 11px;
}

.company-section {
  padding-top: 110px;
  padding-bottom: 10px;
}

.company-card {
  display: grid;
  grid-template-columns: minmax(0, .86fr) minmax(460px, 1.14fr);
  align-items: start;
  gap: clamp(55px, 8vw, 110px);
  padding: clamp(38px, 5vw, 62px);
  border-radius: 15px;
  background:
    radial-gradient(circle at 88% 8%, rgba(32, 156, 222, .13), transparent 20rem),
    var(--page-deep);
  box-shadow: var(--shadow-small);
}

.company-card h2 {
  max-width: 590px;
  font-size: clamp(38px, 4.5vw, 58px);
}

.company-card > div > p:not(.section-label) {
  max-width: 520px;
  margin: 18px 0 0;
  color: var(--muted);
  font-size: 13px;
}

.company-details {
  margin: 0;
  border-top: 1px solid var(--line);
}

.company-details div {
  display: grid;
  grid-template-columns: minmax(145px, .55fr) 1.45fr;
  gap: 25px;
  padding: 20px 0;
  border-bottom: 1px solid var(--line);
}

.company-details dt {
  color: var(--muted);
  font-size: 10px;
  font-weight: 700;
}

.company-details dd {
  margin: 0;
  color: var(--ink);
  font-size: 12px;
  font-weight: 700;
}

.faq-section {
  padding-top: 130px;
  padding-bottom: 120px;
}

.faq-section > h2 {
  margin-bottom: 28px;
  font-size: clamp(40px, 5vw, 62px);
}

.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

details {
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--surface);
}

summary {
  list-style: none;
  min-height: 58px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 14px 17px;
  cursor: pointer;
  font-size: 12px;
  font-weight: 800;
}

summary::-webkit-details-marker {
  display: none;
}

summary span {
  color: var(--navy);
  font-size: 19px;
  font-weight: 500;
  transition: transform .2s ease;
}

details[open] summary span {
  transform: rotate(45deg);
}

details p {
  margin: 0;
  padding: 0 45px 17px 17px;
  color: var(--muted);
  font-size: 11px;
}

.site-footer {
  padding: 37px max(28px, calc((100vw - var(--content)) / 2));
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: end;
  gap: 32px;
  border-top: 1px solid var(--line);
  background: var(--page-deep);
}

.footer-brand .brand {
  gap: 7px;
}

.footer-brand .brand-icon {
  width: 31px;
  height: 31px;
  flex-basis: 31px;
}

.footer-brand .brand-name {
  font-size: 19px;
}

.footer-brand p {
  margin: 9px 0 0;
  color: var(--muted);
  font-size: 9px;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 18px;
}

.footer-links a {
  color: var(--text);
  font-size: 10px;
  font-weight: 700;
}

.footer-links > div {
  display: grid;
  gap: 5px;
}

.footer-links > div + div {
  margin-left: 16px;
}

.footer-links strong {
  color: var(--muted);
  font-size: 8px;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.footer-company {
  grid-column: 1 / -1;
  display: flex;
  flex-wrap: wrap;
  gap: 5px 15px;
  padding-top: 18px;
  border-top: 1px solid var(--line);
  color: var(--text);
  font-size: 9px;
}

.footer-company address {
  flex-basis: 100%;
  color: var(--muted);
  font-style: normal;
}

.footer-disclaimer {
  grid-column: 1 / -1;
  max-width: 760px;
  margin: 2px 0 0;
  color: var(--muted);
  font-size: 8px;
}

.site-footer .footer-main {
  display: contents;
}

.footer-note {
  grid-column: 1 / -1;
  max-width: 860px;
  display: grid;
  gap: 4px;
  padding-top: 18px;
  border-top: 1px solid var(--line);
}

.footer-note p {
  margin: 0;
  color: var(--muted);
  font-size: 8px;
}

.mobile-apply {
  display: none;
}

.js .reveal {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity .65s cubic-bezier(.16, 1, .3, 1), transform .65s cubic-bezier(.16, 1, .3, 1);
}

.js .reveal.is-visible {
  opacity: 1;
  transform: none;
}

/* Legal pages */
.legal-page .site-header {
  position: absolute;
}

.legal-shell {
  width: min(100%, 1040px);
  margin-inline: auto;
  padding: 135px 28px 100px;
}

.legal-hero {
  max-width: 820px;
  padding-bottom: 44px;
  border-bottom: 1px solid var(--line);
}

.legal-hero h1 {
  margin: 0;
  font-size: clamp(48px, 6vw, 76px);
  font-weight: 850;
  letter-spacing: -.055em;
  line-height: .98;
}

.legal-hero p {
  max-width: 720px;
  margin: 19px 0 0;
  color: var(--muted);
  font-size: 15px;
}

.legal-meta {
  margin-top: 18px;
  color: var(--muted);
  font-size: 11px;
}

.legal-content {
  display: grid;
  grid-template-columns: 210px minmax(0, 1fr);
  gap: 65px;
  padding-top: 50px;
}

.legal-toc {
  position: sticky;
  top: 100px;
  align-self: start;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.legal-toc strong {
  margin-bottom: 5px;
  font-size: 12px;
}

.legal-toc a {
  color: var(--muted);
  font-size: 11px;
}

.legal-articles article {
  margin-bottom: 38px;
  padding-bottom: 32px;
  border-bottom: 1px solid var(--line);
}

.legal-articles h2 {
  margin: 0 0 14px;
  font-size: 24px;
  letter-spacing: -.02em;
}

.legal-articles h3 {
  margin: 25px 0 9px;
  font-size: 17px;
}

.legal-articles p,
.legal-articles li {
  color: var(--text);
  font-size: 13px;
}

.legal-articles ul {
  padding-left: 20px;
}

.legal-articles li + li {
  margin-top: 7px;
}

.legal-callout {
  padding: 18px 20px;
  border-radius: 10px;
  background: var(--aqua-soft);
  color: var(--text);
  font-size: 12px;
}

.legal-company {
  display: grid;
  gap: 5px;
  margin: 18px 0;
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--surface);
}

.legal-company strong {
  font-size: 14px;
}

.legal-company span,
.legal-company address {
  color: var(--text);
  font-size: 12px;
}

.legal-company address {
  font-style: normal;
}

.legal-articles .text-link {
  color: var(--navy);
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 3px;
}

@media (max-width: 980px) {
  .desktop-nav,
  .nav-shell > .button {
    display: none;
  }

  .nav-shell {
    grid-template-columns: auto 1fr auto;
  }

  .menu-button {
    grid-column: 3;
    width: 42px;
    height: 42px;
    display: grid;
    place-content: center;
    gap: 5px;
    border: 0;
    border-radius: 9px;
    background: var(--aqua-soft);
    cursor: pointer;
  }

  .menu-button span {
    width: 19px;
    height: 2px;
    display: block;
    border-radius: 2px;
    background: var(--ink);
    transition: transform .2s ease;
  }

  .site-header.menu-open .menu-button span:first-child {
    transform: translateY(3.5px) rotate(45deg);
  }

  .site-header.menu-open .menu-button span:last-child {
    transform: translateY(-3.5px) rotate(-45deg);
  }

  .mobile-menu {
    width: min(calc(100% - 36px), var(--content));
    margin: 7px auto 0;
    padding: 9px;
    border: 1px solid var(--line);
    border-radius: 13px;
    background: var(--surface);
    box-shadow: var(--shadow);
  }

  .site-header.menu-open .mobile-menu {
    display: grid;
  }

  .mobile-menu a {
    padding: 11px 12px;
    border-radius: 8px;
  }

  .mobile-menu a:hover {
    background: var(--surface-soft);
  }

  .hero {
    grid-template-columns: minmax(0, 1fr) minmax(360px, .8fr);
    gap: 35px;
  }

  .hero h1 {
    font-size: clamp(52px, 7.8vw, 72px);
  }

  .hero-facts {
    grid-template-columns: 1fr;
  }

  .hero-facts div {
    border-top: 1px solid var(--line);
    border-left: 0;
  }

  .hero-facts div:first-child {
    border-top: 0;
  }

  .principles {
    grid-template-columns: 1fr;
  }

  .principles article {
    border-top: 1px solid var(--line);
    border-left: 0;
  }

  .principles article:first-child {
    border-top: 0;
  }

  .cost-section,
  .flow-section,
  .safety-section,
  .support-section {
    grid-template-columns: 1fr;
    gap: 45px;
  }

  .cost-copy,
  .flow-copy,
  .safety-copy,
  .support-copy {
    position: static;
  }

  .eligibility-grid {
    grid-template-columns: 1fr 1fr;
  }

  .eligibility-grid article:nth-child(odd) {
    border-left: 0;
  }

  .eligibility-grid article:nth-child(n+3) {
    border-top: 1px solid var(--line);
  }

  .calm-section {
    grid-template-columns: 1fr;
  }

  .calm-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .apply-section {
    grid-template-columns: 1fr;
    gap: 35px;
  }

  .company-card {
    grid-template-columns: 1fr;
    gap: 38px;
  }
}

@media (max-width: 700px) {
  body {
    padding-bottom: 70px;
  }

  .site-header {
    top: 8px;
    padding-inline: 10px;
  }

  .nav-shell {
    min-height: 56px;
    padding: 6px 7px 6px 12px;
    border-radius: 12px;
  }

  .brand {
    gap: 7px;
  }

  .brand .brand-icon {
    width: 34px;
    height: 34px;
    flex-basis: 34px;
  }

  .brand-name {
    font-size: 20px;
  }

  .mobile-menu {
    width: 100%;
  }

  .hero {
    min-height: auto;
    grid-template-columns: 1fr;
    gap: 25px;
    padding: 88px 16px 54px;
  }

  .hero-visual {
    order: -1;
    height: 255px;
    min-height: 255px;
    border-width: 5px;
    border-radius: 15px;
  }

  .hero-visual > img {
    object-position: 50% 31%;
  }

  .hero-visual figcaption {
    padding: 10px 12px;
  }

  .hero-visual figcaption img {
    width: 34px;
    height: 34px;
  }

  .hero-visual figcaption strong {
    font-size: 11px;
  }

  .hero-visual figcaption span {
    display: none;
  }

  .hero h1 {
    font-size: clamp(48px, 14vw, 61px);
  }

  .hero-lede {
    margin-top: 18px;
    font-size: 15px;
  }

  .hero-actions {
    display: grid;
  }

  .hero-actions .button {
    width: 100%;
  }

  .hero-facts {
    margin-top: 22px;
  }

  .principles {
    width: calc(100% - 32px);
  }

  .principles article {
    padding: 18px;
  }

  .section {
    padding: 86px 16px 45px;
  }

  .section h2 {
    font-size: clamp(39px, 11.7vw, 51px);
  }

  .cost-section,
  .flow-section,
  .safety-section,
  .support-section {
    gap: 34px;
  }

  .offer-preview {
    padding: 18px;
  }

  .preview-row {
    align-items: flex-start;
    flex-direction: column;
    gap: 7px;
  }

  .preview-row strong {
    text-align: left;
  }

  .preview-summary {
    grid-template-columns: 1fr;
  }

  .preview-summary div {
    border-top: 1px solid var(--line);
    border-left: 0;
  }

  .preview-summary div:first-child {
    border-top: 0;
  }

  .flow-section,
  .calm-section,
  .safety-section {
    padding-top: 105px;
  }

  .flow-cards article {
    padding: 23px;
  }

  .eligibility-section {
    padding-top: 90px;
  }

  .eligibility-shell {
    padding: 25px 18px 18px;
  }

  .eligibility-shell > h2 {
    margin-bottom: 22px;
  }

  .eligibility-grid {
    grid-template-columns: 1fr;
  }

  .eligibility-grid article,
  .eligibility-grid article:nth-child(odd) {
    border-top: 1px solid var(--line);
    border-left: 0;
  }

  .eligibility-grid article:first-child {
    border-top: 0;
  }

  .calm-primary {
    min-height: 430px;
    padding: 28px;
  }

  .calm-primary h2 {
    font-size: 42px;
  }

  .calm-grid {
    grid-template-columns: 1fr;
  }

  .calm-grid article {
    min-height: 150px;
  }

  .safety-image {
    height: 210px;
  }

  .safety-grid {
    grid-template-columns: 1fr;
  }

  .safety-grid article {
    min-height: 170px;
  }

  .apply-section {
    margin-top: 75px;
    padding: 34px 20px;
  }

  .apply-copy {
    grid-template-columns: 44px 1fr;
    gap: 13px;
  }

  .apply-copy > img {
    width: 44px;
    height: 44px;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .form-row .button {
    width: 100%;
  }

  .support-section {
    margin-top: 75px;
    padding: 36px 22px;
  }

  .support-list article {
    grid-template-columns: 1fr;
    gap: 5px;
  }

  .company-section {
    padding-top: 80px;
  }

  .company-card {
    gap: 30px;
    padding: 32px 22px;
  }

  .company-details div {
    grid-template-columns: 1fr;
    gap: 5px;
  }

  .faq-section {
    padding-top: 100px;
    padding-bottom: 90px;
  }

  .faq-grid {
    grid-template-columns: 1fr;
  }

  .site-footer {
    grid-template-columns: 1fr;
    align-items: start;
    padding: 35px 20px;
  }

  .footer-links {
    justify-content: flex-start;
  }

  .footer-links > div + div {
    margin-left: 4px;
  }

  .footer-company {
    display: grid;
    gap: 5px;
  }

  .mobile-apply {
    position: fixed;
    z-index: 18;
    right: 10px;
    bottom: 10px;
    left: 10px;
    min-height: 52px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 9px;
    background: var(--navy);
    color: #fff;
    box-shadow: 0 15px 35px rgba(18, 63, 135, .25);
    font-weight: 850;
  }

  .legal-shell {
    padding: 110px 18px 70px;
  }

  .legal-content {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .legal-toc {
    display: none;
  }

  .legal-hero h1 {
    font-size: 48px;
  }
}

@media (max-width: 390px) {
  .hero h1 {
    font-size: 48px;
  }

  .footer-links {
    gap: 13px;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }

  .js .reveal {
    opacity: 1;
    transform: none;
  }
}

@media (prefers-reduced-transparency: reduce) {
  .nav-shell {
    background: var(--surface);
    -webkit-backdrop-filter: none;
    backdrop-filter: none;
  }
}